Kettering, OH Home InsuranceHome insurance in Kettering, OH
Parts of Kettering are in mapped flood zones, and flooding isn't covered by a standard policy. Here's what to check.
Flood risk in Kettering
Flooding is not covered by a standard homeowners policy anywhere in the country — it is a separate policy. Whether you are required to carry it depends on the zone your address falls in.
FEMA's current mapping for the Kettering area shows Zone AE, Zone A, Zone AH alongside Zone X, which is the lower-risk designation.
KETTERING, CITY OF is in FEMA's Community Rating System at Class 8, which earns residents 10% off flood insurance in the high-risk zones. Most homeowners have never heard of this and it applies automatically.
Source: FEMA National Flood Hazard Layer; NFIP community 390412.
More about insuring a home in Kettering
Fire protection classFlood riskHail, wind and your roofYour home rebuild costWhat a policy coversRV & motorhomeAbout Kettering's GEICO agent
Within 24 hours a licensed agent will email you back a competitive quote from our local office.
Not an automated estimate — David Igono reviews your details personally.
Request a quote